A 2025 Guide Featuring James Hardie® + Financing Options
As a Colorado homeowner, you know how unforgiving our climate can be. From sudden hailstorms to snow-packed winters and high summer UV exposure, your home’s exterior takes a beating. When it’s time to replace your siding, it’s not just about appearances — it’s about protection, efficiency, and long-term value.
If you’re wondering whether it’s worth investing in new siding or what it might cost you to delay the decision, this guide will walk you through the true risks and rewards.
What Can It Cost You to Ignore Siding Issues?
Delaying siding replacement may save money in the short term, but it can lead to costly damage and inefficiencies down the line:
- Moisture Intrusion: Small cracks or gaps allow water in, leading to rot, mold, and insulation damage.
- Higher Energy Bills: Drafty, deteriorating siding reduces your home’s thermal envelope, increasing heating and cooling costs.
- Pest Infestation: Gaps and cracks are entry points for insects and rodents.
- Structural Damage: Water exposure over time can affect framing and foundation areas.
- Decreased Home Value: Old or damaged siding is a red flag for buyers and appraisers.
- Homestead Tip: Investing in high-performance siding now prevents emergency repairs and preserves your home’s long-term value.
Why Choose James Hardie® Siding?
James Hardie® fiber cement siding is the gold standard for Colorado homes. It’s engineered for climate performance and built to last for decades, resisting warping, fire, moisture, pests, and fading.
Benefits:
- Excellent fire resistance (crucial in dry, wildfire-prone zones)
- Withstands freeze-thaw cycles and hail
- Superior longevity: 30+ years
- Virtually maintenance-free
- Boosts curb appeal and resale value
As a Preferred James Hardie® Contractor, Homestead Exteriors has the expertise to install this premium product to the highest standards.
James Hardie® vs. Other Siding Options
Siding Material
Longevity
Maintenance
Climate Performance
James Hardie®
30–50+ years
Low
★★★★★ Excellent
Vinyl
15-20 years
Medium
★★ Fair
Engineered Wood
20 – 30 years
High (paint needed)
★★★ Good
Natural Wood
10 – 25 years
Very High
★ Poor (moisture risk)
Can I Finance My Siding Replacement?
Yes — we offer financing options that make premium siding accessible without the large upfront payment.
Why financing matters:
- Break your project into manageable monthly payments
- Access high-end siding that protects your home for decades
- Start your project now without waiting for full funds
Take a look at our financing plans when you schedule your consultation. You might be surprised how affordable a full replacement can be.
Ready for an Accurate Estimate?
No two homes are the same. That’s why we use Hover 3D modeling technology to capture your home’s exact dimensions and provide a detailed, accurate quote. We also walk you through product options, timeline, and what to expect at each step.
Want to learn more? Schedule a consultation and we’ll show you your future siding in 3D before we ever swing a hammer.
Protect Your Home Before Winter Hits
Replacing your siding is one of the smartest investments you can make in your Colorado home. Whether you’re repairing storm damage or upgrading for long-term energy savings, Homestead Exteriors is here to help you do it right.
Book a free consultation today to get a customized quote and explore financing options.
Serving homeowners across Colorado with expert installation and beautiful, lasting results.
